PRODCAT Annuities

It could be an annuity.
An annuity can help you replace your paycheck, cover your essential retirement expenses, maintain your desired lifestyle and leave a legacy. Here are the types of annuities we offer you.
Fixed Annuities

The “fixed” in “fixed annuity” refers to the fixed rate of interest crediting that’s applied to your annuity. And fixed annuities offer growth potential without any stock market losses.

Fixed Index Annuities

Fixed index annuities (FIAs) offer custom growth potential but without any stock market losses.1 And some include ways to build a source of lifetime income.

Income Annuities

It’s in the name: an income annuity can give you steady income for your basic expenses, lifestyle expenses, or both.

Variable Annuities

A variable annuity gives you investment flexibility and growth potential to help you keep up with changes in your life and retirement.

An annuity can do things for you that other products can’t.

Defer your taxes
Grow your money
Provide income opportunities
Prepare for your long-term care needs
Leave your legacy

So, what is an annuity?

An annuity is a contract between you and an insurance company. They’re meant for a portion, not all, of your retirement savings.

How do you buy an annuity?
You can purchase an annuity with a single payment or through a series of payments.
Where do you buy one?
To purchase an annuity, talk to your financial professional.
What do you get from an annuity?
That depends. There are many different kinds of annuities that can help you reach your goals.
How do you choose the right one?
Your financial professional can help you pick the one that best meets your needs.

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Thinking of adding an annuity to your retirement strategy?

Talk to your financial professional today to see which type of annuity makes sense for you.