Home Tools and Calculators Calculators Planning tools for what's next Here are some tools to help you calculate your needs as your plan for your financial future. Calculate your future Retirement Planning Calculator Use this calculator to helps you determine your projected shortfall or surplus at retirement. Go to calculator Roth vs. Traditional IRA Calculator Use this tool to determine which IRA may be right for you. Go to calculator RMD Calculator Use this calculator to determine your Required Minimum Distributions. Go to calculator ForeCare Fixed Index Annuity Calculator Use this calculator to determine what ForeCare’s long-term care benefit can provide you, if you qualify. Go to calculator Traditional IRA Calculator Use this calculator to calculate your retirement balance on traditional IRA contributions. Go to calculator Taxable vs. Tax-Deferred Investment Calculator Use this calculator to compare a normal taxable investment to a tax-deferred investment. Go to calculator