Whether retirement is a few years off or you’re already there, you’ll still want to keep growing your money to do the things you’ve always dreamed of.
Let’s look at four accumulation hurdles and how you might overcome them.
Hurdle #1
Avoiding market losses
As you near and enter retirement, how do you protect your savings from market downturns while still trying to grow your money? Ask your financial professional how annuities can diversify your retirement strategy and give you growth opportunity. And how fixed annuities can shield you from market losses.
Hurdle #2
Minimizing the effects of down markets
Market conditions when you retire can have a huge effect on how long your savings will last. But with some adjustments to your retirement strategy, there’s a way to help minimize the damaging effects of down markets — making when you retire matter less. Talk to your financial professional about how fixed annuities may help.
Hurdle #3
Low interest rates
Navigating the ups and downs of interest rates can be a challenge. Your financial professional can show you fixed indexed annuity products with rates that may surprise you.
Hurdle #4
Planning for inflation
Right now, a fast food burger meal may cost you around $7.00 and that’s before you super-size anything. But in 40 years, that same meal may cost you $26.77 due to inflation.1 To keep up with increased living costs when you retire, your money will need to keep up too.
Products for your accumulation strategy
Fixed annuity
SecureFore
Gives you fixed, guaranteed growth with no down market risk in one of three timeframes: 3, 5 or 7 years.
Fixed index annuity
ForeAccumulation II
Offers growth potential with no market losses. Plus, an optional benefit to guarantee the growth of your death benefit.2
Registered index-linked annuity
ForeStructured Growth II
Designed to provide growth potential, an element of protection, and flexibility all in one.
Variable annuity
ForeInvestors Choice
Provides personalized, tax-deferred growth potential with access to nearly 100 investment options.
Get the basics on
Fixed index annuities
A fixed index annuity (FIA) provides protection against losses from market volatility and accumulates interest on a tax-deferred basis over a set period.3
Ready to review your accumulation strategy?
Talk to your financial professional today to see what types of changes may make sense for you.