ForeStructured Growth II registered index-linked annuity

Opportunity, protection, and flexibility

Many people approaching retirement today are finding that traditional savings options are not aligned with their goals.

Challenging market dynamics may convince some people to accept less growth than they need — or assume more risk than they would like. ForeStructured Growth II, a registered index-linked annuity (RILA), offers an alternative.

What is ForeStructured Growth II?

ForeStructured Growth II is designed to provide the opportunity for upside growth potential, protection features to limit the exposure to losses, and the flexibility to allocate your money among Crediting Strategies that align with your personal appetite for growth potential and risk tolerance.

ForeStructured Growth II can offer:

  • Index-linked performance up to a Cap, Participation, or Trigger Rate

  • Diversification through the use of Crediting Strategies1

  • Dual Directional Strategies, with upside potential in positive, flat, and even some negative markets

  • A Dual Directional Yield Strategy, that unlike other Indexed Strategies, includes the Performance Yield upside crediting method

  • Buffers and Floors that provide an element of protection from loss

Protection is a priority

Many of today's investors are looking for allocation strategies or products that can add an element of certainty to their portfolio.

69% of investors have discussed a strategy that insulates from investment loss with their financial professionals.2

How does it work?

Use this calculator to create hypothetical illustrations of up to four Indexed Crediting Strategies to see how ForeStructured Growth II can offer growth potential alongside a Buffer, a traditional Floor, or our unique Adaptive Floor3 Crediting Strategy — all of which are designed to help manage losses in the event the underlying index returns are negative.

Run the numbers

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Ready to add RILA to your retirement strategy?

Talk to your financial professional about ForeStructured Growth II registered index-linked annuity today.