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  • Home
  • Annuities
  • Registered Index-linked Annuities (RILA)
  • ForeStructured Growth II
  • ForeStructured Growth II Interest Crediting Strategies

ForeStructured Growth II-Interest crediting strategies

Index Brochures

Nasdaq-100® Index Brochure 
S&P 500® Index Brochure 
 

Interest Crediting Strategy Flyers

Point-to-Point with Index Trigger and Buffer
Point-to-Point with Dual Directional Cap and Buffer
Point-to-Point with Dual Directional Trigger and Buffer
Point-to-Point with Dual Directional Trigger Cap and Buffer
Point-to-Point with Dual Directional Yield and Buffer
Point-to-Point with Cap and Buffer
Point-to-Point with Participation and Buffer
Point-to-Point with Tiered Participation and Buffer
Point-to-Point with Adaptive Floor with Cap Strategy1
Point-to-Point with 0% Floor with Cap Strategy
One- Year Fixed Strategy
 

 

Crediting methods and indices are subject to state availability and variations.

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1This strategy is referred to as the Aggregate Floor Index Strategy in the prospectus.

This material is intended to provide educational information regarding either the features and mechanics of the product or for general reference/education and is intended for use with the general public. It should not be considered, and does not constitute, personalized investment advice. The issuing insurance company is not an investment adviser nor registered as such with the SEC or any state securities regulatory authority. It’s not acting in any fiduciary capacity with respect to any contract and/or investment.

This material is authorized for distribution only when accompanied or preceded by a prospectus and an applicable product brochure for the annuities being offered. The prospectus contains features, benefits, risks, fees, and other information regarding the registered index-linked annuity contract, which should be considered carefully before investing. You should read the prospectus carefully before investing money.

Registered Indexed-linked annuity products are complex insurance and investment vehicles. There is risk of loss of principal. Early withdrawals may be subject to withdrawal charges and a market value adjustment. Please refer to the prospectus for other important information including any risks about the product.

ForeStructured Growth II registered index-linked annuity is issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana. ForeStructured Growth II is available with Contract A24RILA-SPDA-02 and rider forms FA4131-01, RA24-ROP-01, RA24-PLOCK-01, RA24-MVA-02, ICC14-FL-FIATI, ICC14- FL-FIANC, RA24-FSR-01, RA24IS-PTPCB-02, RA24IS-PTPCF-02, RA24IS-PTPCAF-02, RA24IS-PTPPB-02, RA24IS-PTPTPB-02, RA24IS-PTPTRB-01, RA24-PCA-01, RA24IS-DD-PTPCB-01, RA24IS-DD-PTPTRB-01, RA24IS-DD-PTPTRACB-01, RA24IS-DD-YB-01. ForeStructured Growth I and II is underwritten and distributed by Global Atlantic Distributors, LLC. 

Guarantees provided are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your tax or legal counsel for advice.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59 1/2, may also be subject to a 10% federal income tax penalty. Distributions received from a non-qualified contract before the Annuity Commencement Date are taxable to the extent of the income on the contract. Payments from IRAs are taxable in accordance with the normal rules surrounding taxation of payments from an IRA. Early surrender charges may also apply. Withdrawals will reduce the death benefit and any optional guaranteed amounts in an amount more than the actual withdrawal.

If you are investing in a registered index-linked annuity through a tax-advantaged retirement plan such as an IRA, you will receive no additional tax advantage from a (RILA). Under these circumstances, you should only consider buying a (RILA) if it makes sense because of the annuity’s other features.

The “S&P 500® Index” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Forethought Life Insurance Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicenses for certain purposes by Forethought Life Insurance Company. Forethought Life Insurance Company’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

Nasdaq-100 Index®, is a registered trademark of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Forethought Life Insurance Company. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the product(s).

Products, features, and marketing materials are subject to state and firm availability and variations. Read the Contract for complete details.

ForeStructured Growth II not available in CA. DC, IA, MO, MT, NJ, OR, VA.

Global Atlantic is the marketing name for The Global Atlantic Financial Group LLC and its subsidiaries, including Accordia Life and Annuity Company, Commonwealth Annuity and Life Insurance Company, Forethought Life Insurance Company and Global Atlantic Re Limited. Each subsidiary is responsible for its own financial and contractual obligations. These subsidiaries are not authorized to do business in New York.

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