There’s no way to be sure whether you will need long-term care in the future.

But knowing that 70% of people over 65 will need some form of long-term care1 is a good reason to better understand what long-term care means and how to prepare to pay for it.

Simply Speaking Long-Term Care is intended to provide straightforward answers to the most common questions about long-term care.

Select a question to get started.

Most Popular Resources

Permanent VS Temp insurance
Decision tool
90 second guide to life insurance


The content on this page is not intended for use in: CT, FL, ID, IL, KS, LA, MA, MO, NV, NH, NM, ND, NY, OK, OR, TX, VT.

1IRI Retirement Fact Book 2018

This is a solicitation of an annuity contract with a long-term care insurance benefit by Forethought Life Insurance Company and an agent/insurance producer may contact you.

Annuities are issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana. Forethought Life Insurance Company is a subsidiary of Global Atlantic Financial Group Limited.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. This information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your tax or legal counsel for advice.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59½, may also be subject to a 10% federal income tax penalty. Distributions received from a non-qualified contract before the Annuity Commencement Date are taxable to the extent of the income on the contract. Payments from IRAs are taxable in accordance with the normal rules surrounding taxation of payments from an IRA. Early surrender charges may also apply. Withdrawals will reduce the death benefit and any optional guaranteed amounts in an amount more than the actual withdrawal.

Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations.

Not a bank deposit. Not FDIC/NCUA Insured. Not insured by any federal government agency. No bank guarantee. May lose value. Not a condition of any banking activity.


2329195.1 (01-19)