Fixed Annuities

What is a fixed annuity?

Sometimes, you need to protect what you have. Depending on your needs, you may want to avoid risk – more specifically, market risk. A fixed annuity is a more conservative annuity option that may help meet your objectives if you are:

- Averse to market risk or already have all the risk exposure you want or need

- Looking for an option with predictable interest crediting that can leverage your savings into an income stream for retirement

- Concerned about being prepared for the unexpected.


52% of working-age households will be at risk of being unable to maintain their standard of living in retirement.1

With fixed annuities, you can secure guaranteed rates of growth.

A fixed annuity lets you accumulate funds on a tax-deferred basis. The “fixed” in fixed annuity refers to the fixed rate of interest that is applied to your annuity, allowing it to grow without exposure to market risk that might reduce the principal investment.

Fixed annuities typically provide:

  • Competitive current interest rates
  • A guaranteed minimum interest rate
  • No stock market exposure2
  • A variety of payout options for retirement income
  • A death benefit equal to the current contract value

Our ForeCare fixed annuity offers a benefit to help cover qualified long-term care expenses, helping you avoid the financial hardship that can accompany a prolonged health crisis.

Optional benefits, which may be available at any additional cost, may enable your fixed annuity to provide supplemental benefits, as well, to help round out your retirement strategy.



Fixed Annuity Products



With the possibility of choosing a 3-, 5-, and 7-year guaranteed rate period, the SecureFore Fixed Annuity Series can help you achieve a greater degree of reliability and predictability in your retirement strategy.

Learn More About SecureFore


ForeCare is an innovative fixed annuity with long-term care benefits that provides funds for qualified long-term care expenses. With ForeCare fixed annuity, you can help fortify your retirement finances against the unexpected.

Learn More About ForeCare