ForeIncome II – Generic and Advisory

Income AgeGuaranteed Income Builder BenefitIncome Multiplier Benefit
Single Life Income OptionJoint Life Income OptionSingle Life Income OptionJoint Life Income Option
554.00%3.50%4.70%4.20%
564.15%3.65%4.80%4.30%
574.25%3.75%4.90%4.40%
584.50%4.00%5.00%4.50%
594.70%4.20%5.10%4.60%
604.80%4.30%5.35%4.85%
614.90%4.40%5.45%4.95%
625.05%4.55%5.55%5.05%
635.25%4.75%5.65%5.15%
645.45%4.95%5.75%5.25%
655.55%5.05%5.90%5.40%
665.70%5.20%6.00%5.50%
675.85%5.35%6.10%5.60%
686.00%5.50%6.20%5.70%
696.15%5.65%6.25%5.75%
706.30%5.80%6.35%5.85%
716.40%5.90%6.45%5.95%
726.50%6.00%6.55%6.05%
736.60%6.10%6.70%6.20%
746.70%6.20%6.80%6.30%
756.80%6.30%7.00%6.50%
766.90%6.40%7.30%6.80%
776.90%6.40%7.40%6.90%
786.90%6.40%7.50%7.00%
796.90%6.40%7.60%7.10%
806.90%6.40%7.85%7.35%
816.90%6.40%7.95%7.45%
826.90%6.40%8.05%7.55%
836.90%6.40%8.15%7.65%
846.90%6.40%8.25%7.75%
856.90%6.40%8.45%7.95%
866.90%6.40%8.55%8.05%
876.90%6.40%8.65%8.15
886.90%6.40%8.65%8.15
896.90%6.40%8.65%8.15
906.90%6.40%8.65%8.15
916.90%6.40%8.65%8.15
926.90%6.40%8.65%8.15
936.90%6.40%8.65%8.15
946.90%6.40%8.65%8.15
956.90%6.40%8.65%8.15

Guaranteed Income Builder Benefit: Lifestyle Withdrawal Percentages

Income Age

Active Enhancement Percentage

55

4.15%

56

4.35%

57

4.50%

58

4.80%

59

5.05%

60

5.20%

61

5.40%

62

5.60%

63

5.90%

64

6.20%

65

6.50%

66

6.85%

67

7.30%

68

7.90%

69

8.60%

70

9.35%

Legacy Withdrawal Percentage 

Single Payout

Joint Payout

3.25%

2.75%

Guaranteed Income Builder Benefit:

  • Deferral Bonus Percent = 15%
  • Maximum Deferral Bonus Period = 20 Years

Income Multiplier Benefit:

  • Deferral Phase Bonus Factor = 3
  • Income Phase Bonus Factor = 1