ForeAccumulation
planning

A fixed index annuity with an accumulation feature

ForeAccumulation fixed index annuity includes an accumulation benefit that provides upside opportunity with downside market protection. With ForeAccumulation, you can’t experience market-based losses, regardless of market performance.1 This fixed index annuity also includes a Guaranteed Minimum Accumulation Value (GMAV) feature.2

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The percentage of Baby Boomers feeling extremely or very confident they will have enough money to last throughout retirement has declined significantly to 27%.3

A Retirement Accumulation Strategy

You’ve worked long and hard saving for your retirement. It’s time to let your money work long and hard for you. ForeAccumulation is a fixed index annuity that offers both upside opportunity and downside market protection.

ForeAccumulation fixed index annuity includes a Guaranteed Minimum Accumulation Value (GMAV).2 This value has the potential to increase your contract value at the earlier of the first owner's death or at the end of the chosen withdrawal charge period, assuming no withdrawals have been taken. However, the GMAV equals zero and terminates at the time of any withdrawal from the contract during the withdrawal period and is not available for cash surrender.

ForeAccumulation also gives you a variety of interest crediting options to choose from. Refer to the Interest Crediting Methods brochure below.

With ForeAccumulation, you receive accumulation of earnings on a tax-deferred basis, the reliability of guaranteed protection against market losses, the opportunity to capitalize on positive movement of an index and the dependability of knowing you have the opportunity for your money to grow faster than with traditional deposit products.4

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Product Highlights

product detail
  • Dependability of knowing your money has the ability to grow faster than with traditional deposit products 4

  • Guaranteed Minimum Accumulation Value (GMAV)2

  • Protection against market-based losses, regardless of market performance1

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Access upside opportunity with downside market protection.

Speak to your financial advisor about ForeAccumulation today.

Case Study Content

case study

Building your savings to — and through — retirement

Meet Ben. In his 20s, Ben knew he had more time to recover from any market losses and had an aggressive growth strategy. Now that he’s 55, Ben still wants to grow his money but is more cautious. Check out this case study to discover how Ben examined his options, and what choice he made to reduce market risk while still pursuing an accumulation strategy. Read more about Ben’s accumulation strategy