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With a ForeIncome fixed index annuity (FIA) you can help your clients build a "retirement paycheck for life" with two options to secure guaranteed lifetime income.
Option 1: Select the Guaranteed Income Builder Benefit to give clients consistent 8% growth (of their initial premium adjusted for withdrawals) added to their Withdrawal Base every year until income activation.1,2,5
Option 2: Select the Income Multiplier Benefit to give clients steady income with growth potential – even during retirement. Prior to income activation, your client can get 2X any earned interest credits added to their Withdrawal Base.5 Once they decide to take income – they can continue to get 1X any earned interest credits to their Withdrawal Base. 1,3,5
No matter which option your client chooses, they will be protected from down-market losses4, which means less to worry about. In addition, ForeIncome offers added flexibility when clients need to access their money, including the option to delay selecting single or joint lifetime income until they begin receiving their income payments.
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Indices are not available for direct investment.
When considering a fixed index annuity, it is important to evaluate all of the product’s available interest crediting strategies to determine which strategy – or combination of strategies – works best for your client’s retirement goals.
Crediting methods and indices are subject to state availability and variations.
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