Income 150+


Need to Know

Who: Clients age 55-80

Benefit: Interest crediting potential of a fixed index annuity with the ability to boost retirement income.

Min. issue: $10,000

Max issue: $1 million

Surrender charge period: ten years



A robust income strategy for your client's retirement needs

Income 150+ fixed index annuity offers bold benefits to help your clients generate income for retirement. Guaranteed lifetime income (assuming no excess withdrawals) feature utilizes a unique value within the contract, known as the Income Base. The Income Base may receive up to three guaranteed income boosts before income starts, to sweeten your client's income benefits1.



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1Boosts are based on the premium amount and applied to the Income Base. Boosts are only credited if income has not yet begun, The Income Base and income boosts are not available on cash surrenders or as death benefits. Withdrawals taken prior to income activation reduce the Income Base cap and premium base proportionately to any further boosts will be based on the new premium base.



Guarantees are based on the claims-paying ability of Forethought Life Insurance Company and assume compliance with the product’s benefit rules, as applicable.

Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations.

Income 150+fixed index annuity is issued by Forethought Life Insurance Company, 300 North Meridian Street, Suite 1800, Indianapolis, Indiana. Available in most states with Contract FA1201SPDAX-01, FA1201SPDAX-02, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable).

Products and features are subject to state availability and variations. Read the Contract for complete details.

A fixed index annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed index annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments or index.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult a tax or legal counsel for advice.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59½, may also be subject to a 10% federal income tax penalty. Payments from IRAs are taxable in accordance with the normal rules surrounding taxation of payments from an IRA. Early surrender charges may also apply. Withdrawals will reduce the death benefit and any optional guaranteed amounts in an amount more than the actual withdrawal. If you are investing in a fixed index annuity through a tax-advantaged retirement plan such as an IRA, you will receive no additional tax advantage from a fixed index annuity. Under these circumstances, you should only consider buying a fixed index annuity if it makes sense because of the annuity’s other features, such as lifetime income payments and death benefit protection.

Indices are unmanaged and not available for direct investment.


Not a bank deposit Not FDIC/NCUA insured Not insured by any federal government agency No bank guarantee May lose value Not a condition of any bank activity