Access to the Commonwealth Annuity Web site defined below is provided by Commonwealth Annuity. For purposes of this agreement, "Commonwealth Annuity" shall mean Commonwealth Annuity and Life Insurance Company and its affiliates, and their officers, directors, managing directors, partners, and employees. The "Commonwealth Annuity Web site" shall mean the Web site of Commonwealth Annuity and Life Insurance Company available to the general public and located at cwannuity.com and select other domains.
Monitoring by Commonwealth Annuity: Your use of the products and services on this Web site may be monitored by Commonwealth Annuity, and that the resultant information may be used by Commonwealth Annuity for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organization.
Information Made Available Through this Service: You are permitted to store, display, analyze, modify, reformat, and print the information made available to you via these services only for your own use. You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of Commonwealth Annuity. In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information. Commonwealth Annuity reserves the right, at any time and from time to time, in the interests of its own editorial discretion and business judgment to add, modify, or remove any of the information. These Terms and Conditions of Use are not intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by Commonwealth Annuity or the third party providers from whom Commonwealth Annuity has obtained the information. You are required to read and abide by any additional terms and conditions that may be posted on this service from time to time concerning information obtained from specific third party providers. Such third party providers shall have no liability to you for monetary damages on account of the information provided to you via this service.
No warranties made as to content; no responsibilities to update: Commonwealth Annuity makes no warranty, express or implied, concerning this service. The services provided by us and our third party providers are on an "AS IS" basis at your sole risk. Commonwealth Annuity expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.
Neither Commonwealth Annuity nor any of its third party providers shall have any responsibility to maintain the data and services made available on this Web site or to supply any corrections, updates, or releases in connection therewith. Availability of data and services are subject to change without notice.
No liability for content; no liability arising from use: Commonwealth Annuity shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to this service, or for any interruption or disruption of such access or any erroneous communication between Commonwealth Annuity and you, regardless of whether the connection or communication service is provided by Commonwealth Annuity or a third party service provider. Commonwealth Annuity shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of the data and services available on this Web site or for any other aspect of the performance of this service or for any failure or delay in the execution of any transactions through this service. In no event will Commonwealth Annuity be liable for any special, indirect, incidental, or consequential damages which may be incurred or experienced on account of you using the data or services made available on this Web site, even if Commonwealth Annuity has been advised of the possibility of such damages. Commonwealth Annuity will have no responsibility to inform you of any difficulties experienced by Commonwealth Annuity or third parties with respect to the use of the services or to take any action in connection therewith.
No warranties made as to security: Commonwealth Annuity makes no warranty whatsoever to you, express or implied, regarding the security of the site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this service.
[A Special Notice Regarding Online Account Information: By obtaining a user name and password, you agree that the use of this electronic identification is the legal equivalent to your written signed instructions to Commonwealth Annuity and that your identity as an authorized user of our on-line services is determined solely by your user name and password. You acknowledge that you are responsible for the safekeeping of your user name and password and that Commonwealth Annuity is unable, and under no obligation, to confirm the identity or authority of any user of our on-line services.]
System Outages, Slowdowns, and Capacity Limitations/Delays in Order Routing, Executions, and Trade Reports: As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing the Web site or communicating with Commonwealth Annuity through the Internet or other electronic and wireless services. Any computer system or other electronic device, whether, it is yours, an Internet service provider's or Commonwealth Annuity's can experience unanticipated outages or slowdowns, or have capacity limitations.
Content not to be construed as a solicitation or recommendation: This material has been prepared for informational purposes only without regard to any particular user's investment objectives, financial situation, or means, and Commonwealth Annuity is not soliciting any action based upon it. This material does not, and it is not intended to, provide any financial, investment, retirement planning, insurance, legal, accounting, or tax advice. The material should not be used or relied upon by you as a substitute for your independent research or professional advice. This material is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. Although this material is based upon information that Commonwealth Annuity considers reliable and endeavors to keep current, Commonwealth Annuity has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.
No determination of suitability has been made; not all risks are disclosed; private advisors should be consulted: The fact that Commonwealth Annuity has made the data and services provided on this Web site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Web site is suitable or appropriate for you. Many of the products described on this Web site involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and has independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.
No representations made as to other sites or links: This service may provide links to certain Internet sites (the "Sites") sponsored and maintained by third parties. Commonwealth Annuity is providing such links solely as a convenience to you. Accordingly, Commonwealth Annuity makes no representations concerning the content of the Sites. The fact that Commonwealth Annuity has provided a link to the Site does not constitute an endorsement, authorization, sponsorship, or affiliation by Commonwealth Annuity with respect to the Site, its owners, or its providers. Commonwealth Annuity has not tested any information, software, or products found on any of the Sites and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of the Site, or the suitability or appropriateness of the products or transactions described therein.
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