planning

Ready to give your policy a boost?

A booster rocket adds thrust to your takeoff. An extra dose of vitamin C boosts your immunity. In much the same way, the Wellness for Life® rider empowers you to give your policy a boost with Wellness for Life Rewards®.

Give your policy a boost with Wellness for Life®

Watch the video

History of US stock Market

Wellness for Life® is a special kind of booster for your life insurance policy.
 
wave

What difference could Wellness for Life make? *

 
Julia, age 47
Preferred, Non-tobacco underwriting class
At age 97, she is projected to have earned a total of $122,207 in Level 1 Rewards.
74%
Oliver, age 42
Premier, Non-tobacco underwriting class
At age 92, he is projected to have earned a total of $86,944 in Level 1 Rewards.
Stock market
Paula, age 53
Standard, Non-tobacco underwriting class
At age 93, she is projected to have earned a total of $96,402 in Level 1 Rewards.

*Terms and conditions apply. All examples assume Lifetime Builder ELITE policies with $1,000,000 death benefit and show the total projected value of non-guaranteed Level 1 Rewards for a hypothetical client at a specified age and underwriting class. Since all situations are unique, ask your life insurance professional for a full Basic Illustration showing what your projected Rewards could be.

 

Wellness for Life Rewards®

When you purchase a Global Atlantic permanent, individual life insurance policy, you automatically qualify for Wellness for Life, and there is no charge for this rider.

You earn Rewards in the form of discounts on your cost of insurance if you visit the doctor at least every other year. You earn greater Rewards—meaning you can save even more—if you also maintain your weight within a range determined when you buy the policy.

It’s as easy as 1-2-3!

This is all you need to do to earn your Rewards:

  1. Schedule a physical with your doctor.1
  2. Take the Wellness for Life form with you and ask your doctor to complete and sign it.
  3. Return the form to us.2
 

Your premiums can never increase due to your doctor visit.

You can qualify for:

LEVEL 1 Rewards—You receive a discount on your insurance costs simply by going to the doctor for a physical.

LEVEL 2 Rewards—You receive greater discounts on your cost of insurance by going to the doctor and maintaining your weight within a reasonable range.

You’re never asked to lose weight to add the Wellness for Life rider! The range determined at policy issue always includes your current weight. As long as you maintain your weight within that range, you qualify for Level 2 Rewards.

Curious what your weight range would be? Find out using our Weight-Range Finder below.

Your boost gets bigger over time

Your Rewards (cost of insurance discounts) begin in policy year 3. Your discounts can become more significant over time as we boost your Rewards further by using a multiplier that increases with the age of your policy.3


 

Wellness for Life Weight-Range Finder



If you’re interested in earning Level 2 Wellness for Life Rewards® and saving even more on your cost of insurance -
answer just 4 simple questions to see your potential weight range.