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Income they can’t outlive. Choice in how they build it.
Choice Income II is a fixed index annuity (FIA) offering a Guaranteed Lifetime Withdrawal Benefit with two options, available for an additional fee, for building lifetime income.
Option 1: Select the Guaranteed Income Builder Benefit to give clients consistent 8% growth (of their initial premium adjusted for withdrawals) added to their Withdrawal Base every year until income activation.1,2,4
Option 2: Select the Income Multiplier Benefit to give clients steady income with growth potential – even during retirement. Prior to income activation, your client can get 2X any earned interest credits added to their Withdrawal Base.4 Once they decide to take income – they can continue to get 1X any earned interest credits to their Withdrawal Base.1,3,4
And what if they have a healthcare setback and need extra income? For no added cost, Choice Income II FIA includes the Income Enhancement Benefit that, if the conditions are met, will double your client’s guaranteed annual income amount for up to five years if they are unable to perform two or more Activities of Daily Living (ADLs).5,6
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Tools to guide you
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Current rates
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Annuity Sales Kit
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Choice Income Calculator
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Income Playbooks
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Choice Income resources
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Linked Indices
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Indices are not available for direct investment.
Crediting Strategies
When considering a fixed index annuity, it is important to evaluate all of the product’s available interest crediting strategies to determine which strategy – or combination of strategies – works best for your client’s retirement goals.
Crediting methods and indices are subject to state availability and variations.
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