Global Atlantic Helps Customers Face Retirement with Certainty

Indianapolis, IN —Global Atlantic Financial Group recently announced the launch of ForeCertain, a new, single-premium income annuity issued by Forethought Life Insurance Company. ForeCertain provides a simple and certain way for customers to convert their retirement savings into a predictable stream of guaranteed income.              

Global Atlantic provides a client-focused approach to retirement planning. ForeCertain is an easy-to-understand option clients can purchase to help meet their individual retirement objectives.

According to the Insured Retirement Institute (IRI), less than a quarter of private-industry workers are covered by a defined benefit pension today.1 That means more than 75% of this population will need another form of guaranteed income to help fill the void.

“Retirees today are looking for certainty in an uncertain world. Continued market volatility is causing consumers to rethink their retirement strategies and the need to incorporate new sources of guaranteed income, said Robert Arena, President of Retirement and Life at Global Atlantic. “ForeCertain provides an uncomplicated means of generating reliable retirement income that can supplement existing sources such as pensions or Social Security.”

Client-Focused Flexibility
Americans at or near retirement can use a portion of their existing retirement savings to purchase a guaranteed income stream using a ForeCertain income annuity. ForeCertain offers the option for single or joint income, which can be started now or at a specific date in the future.

ForeCertain can help provide a level of stability to a retirement income strategy regardless of whether income is needed now or in the future. It features nine different income options and four optional benefits to help clients customize income to meet their needs.

“ForeCertain bolsters our already robust annuity platform, reinforcing our strategy-based distribution model,” said Paula Nelson, Head of Retirement Distribution at Global Atlantic. “This distribution model allows us to provide advisors with a consultative approach that’s client-centric and not based on the sale of one particular product.”

The company’s retirement product portfolio now includes immediate and deferred income annuities, variable annuities, as well as fixed index annuities, fixed annuities and a fixed annuity with long-term care benefits, available through multiple distribution networks.

National Availability
ForeCertain is available in 49 states and the District of Columbia. Forethought Life Insurance Company does not issue in New York. A fee-based version of ForeCertain will also be available, with the same flexible features and options.


About Global Atlantic
Global Atlantic Financial Group, through its subsidiaries, offers a broad range of retirement, life and reinsurance products designed to help our customers address financial challenges with confidence. A variety of options help Americans customize a strategy to fulfill their protection, accumulation, income, wealth transfer and end-of-life needs.

Global Atlantic was founded at Goldman Sachs in 2004 and separated as an independent company in 2013. Its success is driven by a unique heritage that combines deep product and distribution knowledge with insightful investment and risk management, alongside a strong financial foundation.


1It’s All about Income, Inaugural Study on the American Retirement Experience, Insured Retirement Institute, September 2016.Guarantees are based on the claims-paying ability of Forethought Life Insurance Company and assume compliance with the product’s benefit rules, as applicable.

This information is written in connection with the promotion or marketing of a fixed annuity. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. This material is not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your tax or legal counsel for advice.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 591/2, may also be subject to a 10% federal income tax penalty. Distributions received from a non-qualified contract before the Annuity Commencement Date are taxable to the extent of the income on the contract. Payments from IRAs are taxable in accordance with the normal rules surrounding taxation of payments from an IRA.

ForeCertain Income Annuity and ForeCertain Advisory Income Annuity are issued by Forethought Life Insurance Company, 300 North Meridian Street, Suite 1800, Indianapolis, Indiana and are available in most states with contract FL-FPA-13, as applicable.

Products and features are subject to state variations and availability. Read the contract for complete details.

Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations.