Living Benefits


Life insurance can help provide financial security and continuity during one of life’s most difficult times – the death of a loved one. What you may not know is life insurance can also help during another one of life’s most difficult times – a diagnosis of a chronic or critical illness.

Global Atlantic’s Accelerated Access Rider provides an optional living benefit that allows early access to a portion of the life insurance death benefit if you become chronically or critically ill.


IMPORTANT: Accelerated Access Rider is not health, nursing home, or long term care insurance, and it is not intended or designed to eliminate the need for such coverage. An accelerated benefit payment may not be enough to cover a policy owner’s medical, nursing home or other bills. The acceleration will not reduce the amount of monthly charges assessed against the policy account value. Planned premiums should still be paid to maintain policy values and guarantee provisions of the base policy and other riders.


Products issued by and all policy benefits are the responsibility of Accordia Life and Annuity Company, 215 10th Street, Des Moines, Iowa. Accordia Life is a subsidiary of Global Atlantic Financial Group Limited. Rider Forms ICC16-LCCABR2-I16, LCCABR2-I16

Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Accordia Life and Annuity Company and Forethought Life Insurance Company. Each subsidiary is responsible for its own financial and contractual obligations.