Lifetime Provider
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Affordable Protection for what’s important to you

Lifetime Provider offers life insurance coverage that provides affordable death benefit protection, offers cash value growth that can help support the death benefit — or help out with life’s unexpected events.

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Adjust your premium to fit your needs.

Adjust your premium based on your needs

Lifetime Provider can provide an affordable approach for protecting what’s important to you because it gives you flexibility to adjust your premium based on your individual needs and obligations.

Lifetime Provider is an indexed universal life insurance policy. The major difference between traditional universal life and indexed universal life is the way the interest is calculated and credited to the cash value of your insurance policy. An indexed universal life insurance policy calculates and credits interest based in part on the upward movement of a major stock market index, subject to certain limitations such as caps, expense charges and participation rates.

This may give you greater potential for growth compared to traditional universal life policies, where the interest rate is declared by the insurance company, particularly in a low-interest rate environment.

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Product Highlights

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  • Affordable death benefit protection

  • Flexibility to adjust your premium based on your individual needs and obligations

  • Greater potential for growth compared to traditional universal life policies

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Affordable death benefit protection and premium flexibility.

Speak to your life insurance professional about Lifetime Provider today.