Providing protection now at an affordable cost
Term life insurance allows you to provide for your family should something happen to you, based on what fits your unique situation, with:
- Your choice of a 10, 20 or 30 year policy that offers a guaranteed level premium for the specified term period.
- An Annual Renewable Term policy provides a guaranteed premium renewable each year, typically at increasing premiums.
- Your coverage amount can be determined based on individual needs and as low as $50,000.
- An option to convert our term life insurance products to one of our permanent life insurance policies when your needs and budget change.
- Things to consider when determining the amount of your term policy: mortgage, credit card debt, car and education loans, childcare, college education for dependents and funeral costs. Also be sure to consider the replacement of your income for a period of time if others depend on it for day-to-day living expenses.