ForeFreedom Savers


Need to Know

Who: Clients age 0-85

Benefit: A consumer-friendly, pure accumulation product with no additional rider costs.

Min. issue: $5,000

Max. issue: $1 million 0-80; $500,000 81-85 

Surrender charge period: ten years



The freedom to choose from six crediting methods

ForeFreedom Savers fixed index annuity is a single-premium, fixed index annuity designed to help your clients meet their retirement savings needs. It offers clients the choice of six interest crediting methods, including a fixed rate strategy.




Marketing Resources

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Guarantees are based on the claims-paying ability of Forethought Life Insurance Company and subject to compliance with benefit rules.

Products and features are subject to state availability and variations. Read the Contract for complete details.

A fixed index annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed index annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments or index.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 591/2, may also be subject to a 10% federal income tax penalty.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult a tax or legal counsel for advice.

ForeFreedom Savers is issued by Forethought Life Insurance Company, 300 North Meridian St, Suite 1800, Indianapolis, IN 46204. Forethought Life Insurance Company is a subsidiary of Global Atlantic Financial Group Limited. ForeFreedom Savers is available in most states with Contract FA1201SPDAX-02, FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-02 (certificate series GA1201SPDAX-02, as applicable). Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations.

Indices are not available for direct investment.

Not a bank deposit Not FDIC/NCUA insured Not insured by any federal government agency No bank guarantee May lose value Not a condition of any bank activity